Product Manager - Money Flows

Description

The company runs a fintech platform that helps small and mid-sized businesses move money across borders, covering currencies and payment corridors.

You will help shape and deliver new products, features and wider access to currencies and corridors on the Money Flows platform, taking ideas all the way to launch.

The platform brings business accounts, hedging and financing together in one workflow, built to help businesses run and grow internationally.

Founded in 2009, the company has grown into a fintech leader with more than 2,000 staff in close to 70 cities.

The role is based in the Valencia office and works on a hybrid model: 4 days in the office and 1 day from home each week.

Responsibilities

• You will own a key product area within Money Flows, covering the reasons, the scope and the delivery approach.
• You will keep the area aligned with the long-term product vision, balancing new features, technical debt and experiments.
• You will research markets and competitors to find opportunities and risks in your product area.
• You will manage the backlog for your area and be accountable for hitting its agreed success metrics.
• You will turn regulatory changes and rulebooks into concrete changes to how money flows.
• You will work closely with engineering as your main partner and make sure work is delivered on time and to a high standard across the whole development cycle.
• You will bring working knowledge of payment networks and schemes, and be fluent in at least one of SWIFT, SEPA or FPS API implementation. You will understand flows across banking, card and scheme payments.
• You will regularly collect client feedback and turn those needs into clear requirements so that clients' payments run as smoothly as possible.
• You will present feature updates, product decisions and trade-offs in regular demos.
• You will be the main point of contact for your product, answering questions and giving clarity to any stakeholder.
• You will understand the product architecture and the core technology stack, and explain the technical limits that affect development.
• You will make day-to-day decisions in your area with little supervision.
• You will help onboard and mentor newer or junior colleagues on processes, the product and payment concepts.

Requirements

• The role calls for a mix of technical product leadership and deep domain expertise, typically built through top-tier consulting or banking work.
• Consulting: 3-5 years at Accenture or a Big4 firm, working on financial services or payments transformation projects.
• Banking or financial services: at least 2 years in fintech or a bank, working in the payment chain, OR
• Product management: at least 2 years in product at a fintech, having launched and scaled complex, regulated financial products.

Conditions

Location: Valencia office, hybrid with 4 days in the office and 1 day working from home each week.

The office has excellent transport links.

Applications must go through the company's official channels. The company will only contact you from an the company's site email address and will never ask you to pay anything during recruitment.

The company welcomes applicants from all backgrounds and does not tolerate discrimination.

Benefits

• A competitive starting salary plus an annual discretionary bonus that rewards performance from the first day.
• Mentoring from experienced managers who invest in your development.
• Modern, purpose-built tools and systems to help you do your best work.
• Defined routes to leadership or specialist roles.
• A collaborative culture that values teamwork and personal growth.
• A benefits package tailored to your location, which typically includes healthcare and social benefits.