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Citi

Senior Java Principal Engineer Senior Vice President

  • Hybrid
  • 6+ years

Salary

$156,160/ year

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Description

You will help build the next generation of credit risk monitoring systems that let the company track exposure to financial institutions, corporates, and governments worldwide.

The role sets technical direction and roadmap for solutions in Limit Monitoring and Early Warning Indicators within Credit Risk, and you will shape architecture decisions for systems that determine how the company manages risk.

Coding takes more than 50% of your time, so expect substantial hands-on work.

The team wants a technical leader who champions AI-native engineering and works with tools like GitHub Copilot, Devin, and LLM-based coding assistants, including autonomous coding agents, to speed up development, raise code quality, and automate complex workflows.

Responsibilities

  • Write production-grade code yourself, spending more than 50% of your time hands-on with modern Java (17/21+), Spring Boot, and cloud-native microservices.
  • Act as the team's lead practitioner for AI-assisted engineering tools such as GitHub Copilot, Devin, and AI-based code review and test generation agents, and build them into daily work and CI/CD pipelines.
  • Set up agentic workflows, prompt-driven engineering, and automated testing to shorten delivery cycles and raise code coverage.
  • Build quick proofs of concept with AI assistants to assess emerging architecture patterns, libraries, and frameworks.
  • Define the roadmap and vision for the next generation of risk monitoring systems with the product development team, end users, and technology partners, keeping them aligned with enterprise architecture and business goals.
  • Lead the design of resilient, scalable, high-performance, and secure credit risk applications built on microservices, event-driven, and serverless patterns.
  • Write blueprints and guidelines for bringing AI/ML and advanced analytics into credit risk workflows.
  • Set KPIs to monitor the effectiveness and performance of the architecture.
  • Mentor development teams and other architects, and run architecture reviews that check design principles, best practices, and security standards.
  • Explain architectural vision, technical decisions, and progress to technical and non-technical audiences, building consensus behind them.
  • Keep evolving and tuning the credit system for resilience, performance, maintainability, and future demand.
  • Find and reduce architectural risks so solutions stay stable and compliant.

Requirements

  • A bachelor's or master's degree in computer science, engineering, or a related field.
  • 12+ years of progressive software development experience, including 7+ years of hands-on Java development.
  • A strong background in financial services, ideally in credit risk, market risk, or a related trading or risk area, with a solid grasp of financial products and risk methods.
  • A deep understanding of design patterns, data structures, algorithms, and system design for large distributed applications.
  • Extensive hands-on experience and technical leadership with modern stacks and cloud platforms such as AWS, Azure, and GCP, including microservices, APIs, containers (Docker, Kubernetes), and serverless computing.
  • Demonstrated experience designing and implementing AI/ML tools for software development, such as Devin or Co-Pilot, and hands-on experience building software with AI tools is a must.
  • A deep understanding of runtime environments, performance optimization, and memory management.
  • Proficiency with SQL and NoSQL databases and complex data integration and streaming technologies.
  • A strong background in CI/CD pipelines, DevOps practices, and automated testing frameworks.
  • Strong problem-solving, analytical, and critical thinking skills, with the ability to define technical solutions to complex business problems.
  • Strong communication, negotiation, and interpersonal skills, with the ability to explain complex technical concepts to varied audiences and influence strategic decisions.
  • The ability to inspire, lead, and mentor technical teams in architecture best practice.
  • Familiarity with regulatory requirements and compliance standards in financial technology.

Conditions

This is a full-time role based in Irving, Texas, United States.

The role is hybrid, with 3 days in the office and 2 days remote.

The full-time salary range is $156,160.00 to $234,240.00.

Applications close on Oct 27, 2026.

All hiring decisions are made by people, not automated processes, and the company's EEO policy applies.

Benefits

  • Competitive compensation, plus discretionary and formulaic incentive and retention awards for eligible employees.
  • Medical, dental, and vision coverage, a 401(k), life, accident, and disability insurance, and wellness programs.
  • Paid time off, including vacation, sick leave, and paid holidays.
  • Offerings vary by jurisdiction, job level, and date of hire.
  • Own the architecture of a critical enterprise system and lead technical direction on high-visibility projects in complex financial systems and strategic risk initiatives.
  • Hands-on access to cutting-edge AI developer tools, applied to large-scale engineering problems.
  • Work alongside product, architecture, and engineering teams across the company's global technology organization.

Where you’d work

Part of the week in the office

You can work from

  • United States

About the company

Citi

  • Industry: FinTech

Office in United States

Also hiring in London, United Kingdom, New York, United States, Belfast, United Kingdom and 12 more places

Your chances

Worth a look before you spend an evening tailoring a CV for it.

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  • 1 red flag

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Details13 facts · Role, Location, Compensation, Employment, Company
Tech stack
  • Java
  • SQL
  • AWS
  • Kubernetes
  • Docker
  • Spring
  • Azure
  • CI/CD
  • LLMs
Seniority
Principal
Type
Full-time
Industry
FinTech
Specialty
Backend
Region
United States
Show 7 more factsShow less

Role

Category
Development
Specialty
Backend
Seniority
Principal
Experience
12+ years
Tech stack
  • Java
  • SQL
  • AWS
  • Kubernetes
  • Docker
  • Spring
  • Azure
  • CI/CD
  • LLMs

Location

Work model
Hybrid
Region
United States
Office
  • United States
Remote from
  • United States

Compensation

Salary
$156,160 / year
Pay period
Annual

Employment

Type
Full-time

Company

Industry
FinTech

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