Principal Data Scientist (US)

Description

The Principal Data Scientist is responsible for collecting data and using a wide range of data science techniques, including but not limited to data wrangling, profiling and visualization, statistical inference, to uncover actionable insights or build analytics solutions that guide decision making and strategic planning.

In addition, the Principal Data Scientist provides technical expertise with a focus on bank and industry-wide solutions that addresses capability gaps to create opportunities for significant value for customers.

Own end-to-end decisioning and pricing optimization engine, use large-scale historical and market data to form hypotheses, conduct analyses, develop machine learning models, evaluate and implement model and drive business decisions

Analyze large-scale data and apply statistical models to recommend insights and solve business objectives

Collaborate with business partners to identify and refine business strategies, analyze alternative deal structures and deliver business P&L expectations

Stay up to date on industry trends and optimization methodologies in auto finance markets

Depth & Scope:

Delivers advanced analytical capabilities above and beyond existing methods

Exceptionally leads and runs analytical projects autonomously and creates and effectively delivers analytical presentations for executive audiences/stakeholders

Showcases advance level peer leadership, impacts and influences partner, and may mentor/coach peers

Extensive understanding of the business supported and the overall bank with deep expertise and highly specialized knowledge of analytical concepts and techniques

Acts as a key business partner, guides and collaborates with business leaders to prioritize and identify key business needs and provides impactful analytical insights

Leads authority on Data Science concepts, principals, practices and standards

Thought leader on IT risk-based approaches to Data Science

Sets the direction and oversees the work of other Data Science professionals on complex, highly visible projects of significant profile, strategic importance, and enterprise impact to the bank

Provides consultative and strategic guidance to executive leadership

Principal Data Science assigned to work autonomously on high profile, complex and high-risk technology initiatives with significant impact to the organization

Primarily works at the enterprise level

Education & Experience:

Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science) Graduate's degree preferred with either progressive project work experience, or;

10+ year of relevant experience; higher degree education and research tenure can be counted

Customer Accountabilities:

Works closely with business owners to identify opportunities and serves as an ambassador for data science

Is familiar with the business context and data infrastructure and can translate business problems to viable data science solutions

Uses a wide range of programing languages (e.g. Python) and techniques for extracting and preparing data, applying statistics and various advanced analytics, along with business acumen to extract insights from the big data

Visualizes insights from the data to tell and illustrate stories that clearly convey the meaning of results to decision-makers and stakeholders at every level of technical understanding

Collaborates with other partners, such as data and business analysts, software engineers, data engineers, and application developers to develop scalable and sustainable data science solutions that retains long term benefit to the business

Provides deep technical leadership and expertise to support and define future direction in one or more specialized areas or leads strategic development efforts on new or emerging data science related projects

Plays a lead role on cross functional teams of data scientists, data analysts, data engineers, and business process owners to build cutting edge analytic solutions

Shareholder Accountabilities:

Provides analytical thought leadership and stays current on developments in data mining and the application of data science

Provides thought leadership and/or broad industry knowledge across multiple business/functional areas or across the enterprise

Applies industry/analytical expertise to provide innovative and sound solutions that increases business results and/or minimizes risk

Identifies new analytical trends/data needs and repeatable analytic solutions and works with stakeholders to generate hypothesis and creates analytical models that help answer impactful business questions

Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk activities as necessary

Accountable for creating and implementing processes and systems to extract knowledge or insights from data of various forms either structured or unstructured

Employs techniques and theories drawn on many fields within the broad areas of mathematics and statistics

Adheres to enterprise frameworks or methodologies that relates to activities for business area

Participates in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations

Leads/facilitates and/or implements action/remediation plans to address performance/risk/governance issues

Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements

Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts

Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Employee/Team Accountabilities:

Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest

Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit

Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques

Participates in personal performance management and development activities, including cross training within own team

Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities

Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices

Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships

Contributes to a fair, positive and equitable environment that supports a diverse workforce

Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

Domestic Travel – Occasional

International Travel – Never

Performing sedentary work – Continuous

Performing multiple tasks – Continuous

Operating standard office equipment - Continuous

Responding quickly to sounds – Occasional

Sitting – Continuous

Standing – Occasional

Walking – Occasional

Moving safely in confined spaces – Occasional

Lifting/Carrying (under 25 lbs.) – Occasional

Lifting/Carrying (over 25 lbs.) – Never

Squatting – Occasional

Bending – Occasional

Kneeling – Never

Crawling – Never

Climbing – Never

Reaching overhead – Never

Reaching forward – Occasional

Pushing – Never

Pulling – Never

Twisting – Never

Concentrating for long periods of time – Continuous

Applying common sense to deal with problems involving standardized situations – Continuous

Reading, writing and comprehending instructions – Continuous

Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Conditions

Southfield, Michigan, United States of America

Hours:

40

$148,720 - $223,080 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Analytics, Insights, & Artificial Intelligence