Senior Data Scientist

Description

About the role

You’ll build a holistic view of how the business is performing, use internal data to help Chime communicate its progress through earnings and public disclosures, and bring analytical rigor to high-priority, high-visibility projects that shape Chime’s strategic direction.

This is a highly cross-functional role. You’ll work with teams across Chime, from Finance and Product to Marketing, Risk, and Operations, to understand what drives performance in every part of the business and how to measure it. It is not an experimentation-focused role: the work centers on business performance, financial and operating metrics, and strategic analysis rather than A/B testing. You’ll thrive here if you pair a high bar for precision with the agility to move quickly as priorities shift.

In this role, you can expect to

Build a holistic, company-wide view of Chime’s performance, connecting member growth, engagement, and product usage to the financial and operating metrics that matter most to the business.

Be an arbiter of truth with data, making sure the metrics Chime shares externally are precisely defined, consistent across sources, and able to withstand scrutiny.

Explain why metrics move. Spot trends and inflection points early, dig into the underlying drivers, and turn findings into clear narratives for senior leaders.

Partner with Corporate Strategy on high-priority, high-visibility projects with strategic impact for Chime, bringing structure and data to ambiguous, open-ended questions.

Work across every part of Chime, partnering with Finance, Product, Marketing, Risk, Operations, and other Analytics teams to understand how each area operates and how its performance should be measured.

Deliver high-stakes analyses on tight timelines, such as during earnings cycles, without compromising accuracy.

Build durable, reusable data models and reporting so recurring questions get answered consistently and efficiently.

To thrive in this role, you have

5+ years of relevant experience, including hands-on work in data-focused roles delivering analyses for an executive audience.

Prior experience in management consulting, investment banking, or a similar analytical role before moving into data (highly valued).

Familiarity with public company reporting, earnings, and disclosures is a plus.

Exceptional attention to detail and a high bar for accuracy. You reconcile numbers across sources, pressure-test your own work, and understand the stakes of getting it right.

Agility and comfort with ambiguity. You reprioritize quickly, perform well under tight deadlines, and bring structure to open-ended problems.

Expert-level SQL and proficiency in Python for analysis.

Strong business intuition and the ability to think holistically about how a company creates value (FinTech or financial services experience a plus).

Excellent communication and data storytelling skills, with experience distilling complex analyses into clear, concise narratives for senior leaders. Experience with Hex is a plus.

A track record of building trusted relationships and working cross-functionally with many teams at once.

Experience building data models in dbt, and fluency with AI coding and analytics tools (e.g., Claude Code, Cursor).

LI-Onsite LI-AM1

Below is the base salary offered for this role and level of experience. Full-time employees may also be eligible for bonus(es), competitive equity, and benefits. For commissioned roles, the base salary listed in this job description does not include incentive/variable pay. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

Wage Notice

$133,000 - $185,000 USD

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Benefits

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• Benefits that support your work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.
• Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life.
• Generous vacation policy and company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to family planning reimbursement
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress
• We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.